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More choice, fewer sales, prices holding firm. In the Montreal CMA, sales fell 12% in September while the number of properties for sale jumped 20% year over year. Even so, median prices held steady for single-family homes and condos.

Additionally, leveraging your RRSP as a first-time homebuyer can provide you with an attractive incitatif gourvenemental. The HBP program allows you to repay the funds borrowed from your RRSP over a 15-year period, offering a flexible repayment schedule that accommodates your financial situation as you transition into homeownership.